Planning Tool
Mortgage Calculator
Estimate your monthly payment, total interest and see how your down payment affects your costs — including CMHC insurance.
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$100K$3M
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0.5%10%
25 years
Monthly Payment
$4,289
Principal + Interest
Home Price$900,000
Down Payment$180,000 (20.0%)
Mortgage Amount$720,000
Total Loan$720,000
Total Interest$566,740
Total Cost$1,466,740
Principal vs. Interest
Principal 56%Interest 44%
This calculator provides estimates for planning purposes only. It does not account for property taxes, home insurance, condo fees or other costs. Speak with a licensed mortgage professional for a formal pre-approval.
Ready to Take the Next Step?
A mortgage calculator is a great starting point — but a real pre-approval tells you exactly what you can afford. Olessia can connect you with trusted mortgage professionals across York Region.